Find Every Benefit You Could Be Entitled To. In Minutes.
One simple check across your circumstances. See what support may be available, where to claim it free, or let Silverwings sort it for you. If you’re 67 or over, start with Attendance Allowance below. Everyone else, discover your support in one place.
- success rate on submitted applications
- 96%
- of clients get the higher rate
- 90%
- people helped
- 2,000+
- Trustpilot ↗
- 4.7
How a claim works
Four steps. One phone call.
Most claims are decided in about 30 days, with payments backdated.
Step 1 · 10 minutes
Check and book
Answer a few questions online to see if you could qualify, then pick a time for us to call you at home.
Step 2 · 60 minutes
One phone call
We talk through how your condition affects your day and take you through the form, so nothing is missed.
Step 3 · Same day
We send it off
We support you through submitting the application and keep track of it for you.
Step 4 · About 30 days
Your decision
The average decision arrives in about 30 days, with payments backdated from day one.
Silverwings Benefits Ltd is an independent company — we are not the DWP, HMRC, your local council, or any government department, and we have no affiliation with any of them. You can apply for any of these benefits yourself, for free, or get free help from Citizens Advice or Turn2us.
What it costs
Pay in full, or spread it over 3 or 6 months.
20% + VAT of your first year’s award. Nothing if your claim doesn’t succeed.
- Your award, first year
- £2,000
- Our fee, 20% + VAT
- −£480
- You keep, first year
- £1,520
- You keep, every year after
- All of it
An example on a £2,000 a year award. No upfront fee, and you can spread the cost over 3 or 6 months.
You don’t have to use us. You can apply yourself for free, or get free help from Citizens Advice, Turn2us or Age UK.
What we help with
Choose a benefit to see if you could qualify.
Twelve benefits across three countries.
United Kingdom
In their words
Real reviews, word for word, from Trustpilot.
“Silverwings have literally changed my life.”
I was diagnosed with asthma over 35 years ago and unfortunately I caught covid in April 2020, prior to the vaccinations and it has had a detrimental effect on my asthma. I have also been diagnosed with osteoarthritis. I applied on line and was given an appointment. A member of their team, Tony, called me and we completed my form. He was very patient, friendly and understanding. He is a credit to Silver wings. I heard within 6 weeks that I had been successful. I cannot thank them enough, as my day to day life now is so more manageable and fulfilling. Thank you “Tony” and the Silver Wings team!
“It is with enormous heartfelt gratitude that I must thank The wonderful Tony Ainsley for helping to change my life! It was through Tony’s help, guidance and coupled with a sense of humour when going through the forms that I was granted The Personal Attendance Allowance.”
Maxine Kallenberg · 11 August 2026
Read the full review“It is with grateful pleasure that I commend Paige and Tony from Silver Wings for their care and professionalism over the last two weeks. I was initially contacted by Paige who explained the process precisely and simply. My (many) questions were answered clearly and concisely and with unending patience. Today I had a call from Tony. Together he and I completed the epic application form required for Attendance Allowance. He showed enormous compassion when asking personal questions about my current predicament. Without Tony’s reassurance and endeavour I’m not sure I would have managed the onerous task alone.”
David · 5 June 2026
Read the full review“Found silver wings by chance and thank the lucky stars we did. They explained the application in easy to comprehend terms, all sailed through with just over an hour phone call from them to guide us through the process. Although we answered honestly we thought the chances of being offered attendance allowance wouldn’t be feasible, but to our amazement all successful... yes we did pay a small percentage to them, they made our life sweeter but unexpectedly, thank you!!!”
Verified Customer · 11 May 2026
Read the full review
Rated 4.7 out of 5 on Trustpilot. See every review
Your choices
The free routes come first. Using us is always your choice.
Nobody has to pay to claim what they’re entitled to.
Every benefit we help with can be applied for yourself, completely free, or with free help from a charity. Paying us is one option of three.
Free
Apply yourself
Apply for Attendance Allowance, Pension Credit or any benefit directly, free, with no fee at any point.
Around 59% of new disability benefit claims are disallowed nationally, according to DWP’s own figures.
Apply on GOV.UK ↗Free
Free help from a charity
- Citizens Advice ↗
Free, independent, one-to-one help completing benefit forms and understanding your entitlement.
- Turn2us ↗
A free, independent benefits calculator covering the full range of UK benefits and grants.
- Age UK ↗
Free advice line and local support specifically for people over State Pension age.
- Citizens Advice ↗
Only if you win
We do it with you
One phone call, and we handle the rest. Your fee includes:
- Same-day submission to the DWP or council
- AI-assisted call capture, so no detail is lost
- Two independent accuracy checks before submission
- Automatic checks for linked benefits like Pension Credit
- A free Mandatory Reconsideration, if needed
- A free 6-month benefit review
- Fee
- 20% + VAT of year one
- Fee on Attendance Allowance, lower rate
- £957.22
- Fee on Attendance Allowance, higher rate
- £1,354.70
Pay in full, or spread it over 3 or 6 months.
How the fee works
What happens next
Once one award lands, we check what else it opens up.
One award can unlock the next.
A successful Attendance Allowance claim often opens the door to other support you didn’t know you qualified for. We check each one.
Attendance Allowance
Up to £5,645 a year, tax-free and not means-tested
Pension Credit
An income-related top-up
Council Tax Reduction
A lower council tax bill
Housing Benefit
Help with rent, if you qualify
Social tariffs
Cheaper broadband and water
Where you have signed up for free with our trusted account-verification partner, Plaid, our technology can detect when your award lands and automatically check your eligibility for Pension Credit, Council Tax savings and Housing Benefit — the check is always free. If you qualify and want our professional application support service, that carries the same fee, payable only on success and only with your recorded consent.
Free 2-minute check
£24.1 billion goes unclaimed every year.
That’s the estimate for income-related benefits and social tariffs missed across Great Britain, from independent research by Policy in Practice (2025). Most of what we find, we’ll help you claim completely free.
Check what you could getNo card details and no upfront payment.
Why we exist
Craig Lowther, founder. Based in Newcastle, helping people since October 2023.
“My dad was rejected when he applied alone. Once I helped him, we succeeded. That moment showed me just how many people were missing out — and why I started Silverwings.”
Many people over 67 don’t know Attendance Allowance exists, and the form is long and hard to get right alone.
Since launching in October 2023, we’ve helped over 1,000 people get what’s rightfully theirs.
We’re based in Newcastle, and we treat every client like family.
This is an earlier recording and predates some of our current positions on regulation and vulnerability — a refreshed version is coming soon.
Guides
Written by our team, in plain English.
Plain-English benefit advice.
All guides →Benefits Guide · 4 min read
One Award Can Unlock Another: Understanding the Benefits Cascade
Attendance Allowance can unlock Pension Credit. Pension Credit can unlock Council Tax Reduction, Housing Benefit and more. This chain reaction — the benefits cascade — is exactly why checking one entitlement in isolation only ever tells half the story.
5 September 2026
Attendance Allowance · 4 min read
Attendance Allowance Isn't Just About Mobility — It's About Everyday Help
A lot of people assume Attendance Allowance is only for those who struggle to walk. In reality, it's about the everyday help you need — preparing food, staying safe, remembering medication — whether or not mobility is even part of the picture.
4 September 2026
Benefits Guide · 4 min read
Benefits Should Be Checked Across Your Whole Financial Situation
Most people check one benefit at a time — usually whichever one they've heard of. But your pension, your rent, your council tax, your caring responsibilities and your health all interact, and checking them in isolation means missing the connections between them.
4 September 2026
What people ask us first.
Are you the DWP, or part of the government?
No. Silverwings Benefits Ltd is an independent company and has no affiliation with the DWP, HMRC, your local council, or any government department. You can apply for Attendance Allowance, Pension Credit, or any other benefit yourself, completely free, or with free help from Citizens Advice or Turn2us. We offer a paid-for alternative, and every advice call we have with you is recorded with your consent and available to you as a transcript on request.
What is Attendance Allowance?
Attendance Allowance is a tax-free benefit from the DWP for people aged 67 or over who have a physical or mental condition that means they need help with daily tasks or supervision. It's worth up to £108.55 per week (£5,645 per year) and is not means-tested - your income and savings don't affect your eligibility.
How much does your service cost?
Our eligibility check is always free. If you choose our optional assisted-application service and it succeeds, our success-based fee is 20% of your first year's award plus VAT (24% inclusive); if it's unsuccessful, you pay nothing. Higher rate: £1,354.70. Lower rate: £957.22. We offer a pay-in-full option or a 3 or 6-month payment plan. If you proceed to a full application, you'll be told clearly, more than once, that this fee applies before anything is submitted — and you have 14 days from signing to cancel at no cost.
Do you help with PIP, Housing Benefit or Council Tax Reduction too?
Yes. We offer the same success-based assisted-application service for Personal Independence Payment (PIP), Housing Benefit, Pension Credit, and Council Tax Reduction as we do for Attendance Allowance — you only pay if your claim is successful. The fee is 20% of the first year's award or saving plus VAT (24% inclusive), agreed with you in writing before any application is submitted. As with our other services, you're always free to apply for any of these yourself, completely free, directly through GOV.UK or your council, or with free help from Citizens Advice or Turn2us.
Why do 90% of your clients get the higher rate?
Our rigorous quality control systems ensure what we submit to the DWP matches exactly what you tell us. We have multiple verification checks in place before any application is submitted. This attention to detail and accuracy is why we have a 96% success rate overall, with 90% of successful clients receiving the higher rate award.
Why shouldn't I just apply myself?
You absolutely can apply yourself - it’s free. However, DWP figures show around 59% of new disability benefit claims are disallowed nationally. The 30-page form is complex, and many people understate their needs without realising. Our 96% success rate comes from knowing exactly how to present your case.
How long does the process take?
On average, the DWP issues a decision within 32 days of us submitting your application. We complete and submit your application within 24 hours of your phone consultation, and our attention to detail means fewer queries and faster decisions.
What if I've already been rejected, or my application gets rejected?
Don’t worry - many of our clients come to us after being rejected when they applied on their own, and by the government’s own figures around 59% of new disability benefit claims are disallowed nationally. On average, 74% of the applications we submit are upheld within 32 days. For the remaining 26%, we provide a full Mandatory Reconsideration service at no extra cost - of clients who choose to proceed, 96% are successful, typically within 60-90 days. We believe every application we submit is genuinely deserving, which is why we keep working the case rather than walking away.
Do you take your fee out of my benefit payment?
No - we never take payment upfront, and we cannot and would not deduct our fee directly from your benefit. It's simply not possible for us to do that. The DWP or Social Security Scotland pay your award directly to you, and our fee is always billed to you separately, only after a successful outcome.
Do you check for other benefits after my claim is settled?
Yes - every client gets a free annual benefit review, checking for any change in circumstances and any further benefits or social tariffs you may have become eligible for since your last award. Around 60-70% of clients awarded Attendance Allowance also turn out to be eligible for Pension Credit (often secured within 20 days, averaging an extra £5,000/year), and around 90% of those are then eligible for a Council Tax reduction, averaging a further £2,000/year.
Can I just apply for free myself instead?
Yes, absolutely - every benefit we help with can be applied for yourself, completely free, directly through GOV.UK, or with free one-to-one help from Citizens Advice or Turn2us. Nobody has to pay to claim what they're entitled to. We offer a paid-for, success-based service as an alternative for people who'd rather have someone handle the process, the quality checks, and any Mandatory Reconsideration for them - the choice is entirely yours.
Do you cold-call people?
No, never. We advertise across a variety of media, and we only ever call someone who has actively requested a callback and given their consent for us to contact them. If you haven't asked us to call you, we won't.
Are your staff vetted?
Yes - all of our staff are DBS-checked. We handle sensitive health and financial information, and we take that responsibility seriously.
How many complaints have you had?
Since we began in October 2023, we've received fewer than 10 formal complaints across 1,000+ clients - a rate of under 1%. We publish this because we'd rather you know the real number than assume the worst. Full details of our complaints process are on our Complaints page.
How do you calculate your success rate and £5m figure?
Our 96% success rate and £5m+ released figures cover applications we've submitted since October 2023, based on our own internal case records - "successful" means the DWP awarded the benefit following an application we prepared and submitted. These are currently self-reported internal statistics, not independently audited, and we're open to independent verification of them.
Do I have to be disabled to apply?
Not necessarily. Attendance Allowance is for anyone who needs help with daily tasks due to a physical or mental health condition. This includes conditions like arthritis, COPD, dementia, heart conditions, diabetes, and many others. Even if you've never considered yourself "disabled," you may still qualify.
Will applying affect my other benefits?
Attendance Allowance doesn't affect most benefits - in fact, it can qualify your carer for Carer's Allowance. It's also tax-free and doesn't count towards the benefit cap.
Put the kettle on. We’ll take it from here.
Check if you could qualify in about 10 minutes, then book a call at a time that suits you.