Silverwings Benefits exists to help people get the support they’re entitled to. We’re an independent paid-for service, not the DWP or any government body. You can apply for benefits yourself free of charge, or get help from charities like Citizens Advice or Age UK.

We set up Silverwings Benefits because too many older people miss out on money they’re entitled to, simply because claiming is confusing or exhausting. We’re here to make it easier.

We are an independent company, not the DWP, HMRC, your local council or any government department, and we have no affiliation with any of them.

You can apply for these benefits yourself, for free, on the official GOV.UK benefits pages. Free help is also available from Citizens Advice, Age UK and Turn2us.

We never guarantee an award. Only the relevant government body can decide that.

Applying Made Easy

No win, no fee. You only pay if your claim succeeds.

  1. Pick your benefit and answer a few quick questions

  2. We call you and fill in the form with you

  3. We send it off and keep track of it for you

success rate on submitted applications
81%
of successful clients get the higher rate
83%
people helped
2,600+

How it works

Four steps. One phone call.

On average, claims are decided in about 54 days, with payments backdated.

  1. Step 1 · 10 minutes

    Check and book

    Answer a few questions online to see if you could qualify, then pick a time for us to call you at home.

  2. Step 2 · 60 minutes

    One phone call

    We talk through how your condition affects your day and take you through the form, so nothing is missed.

  3. Step 3 · Same day

    We send it off

    We support you through submitting the application and keep track of it for you.

  4. Step 4 · About 54 days

    Your decision

    The average decision arrives in about 54 days, with payments backdated from day one.

Our fee

20% + VAT of your first year’s award. Nothing if your claim doesn’t succeed.

Your award, first year
£2,000
Our fee, 20% + VAT
−£480
You keep, first year
£1,520
You keep, every year after
All of it

An example on a £2,000 a year award. No upfront fee, and you can spread the cost over 3 or 6 months.

You don’t have to use us. You can apply yourself for free, or get free help from Citizens Advice, Turn2us or Age UK.

Why use Silverwings

Why use Silverwings when applying for benefits is free?

Government benefit applications can be detailed and difficult to complete, particularly when applicants need to explain medical conditions, care requirements or financial circumstances.

Some people choose to apply independently. Others prefer professional help.

Silverwings provides structured assistance with understanding the application, collecting relevant information, explaining circumstances accurately and completing the necessary paperwork.

Our fees pay for the professional assistance and administration we provide — not for access to government benefits.

Using Silverwings is entirely optional and does not guarantee an award.

Your three choices

Nobody has to pay to claim what they’re entitled to. Paying us is one option of three.

  1. Free

    Apply yourself

    Apply for Attendance Allowance, Pension Credit or any benefit directly, free, with no fee at any point.

    Apply on GOV.UK ↗

    £0

  2. Free

    Help from a charity

    Free, independent one-to-one help with forms, a benefits calculator, and an advice line for people over State Pension age.

    Citizens Advice ↗Turn2us ↗Age UK ↗

    £0

  3. Only if you win

    We do it with you

    One phone call, and we handle the rest. That’s £957.22 on the lower rate of Attendance Allowance, or £1,430.21 on the higher rate. Pay in full, or spread it over 3 or 6 months.

    What the fee includes

    20%+ VAT of year one

About us

Genuine Claims. Professional Help. Your Choice.

“My dad was rejected when he applied alone. Once I helped him, we succeeded. That moment showed me just how many people were missing out — and why I started Silverwings.”
Craig Lowther · Founder · Newcastle

Silverwings Benefits was founded by Craig Lowther after his own father was rejected on his first Attendance Allowance application — despite genuinely needing the support. Once Craig helped him reapply properly, the claim succeeded. That single experience revealed something much bigger: the Attendance Allowance form runs to 30 pages and asks people to describe exactly how their condition affects them, day by day — a task many genuinely entitled applicants find very difficult to get right without support.

Since September 2024, we’ve helped over 2,600 people apply for the support they’re entitled to, putting more than £7 million back into their pockets — with an 81% success rate on the applications we submit.

Read our full story →

Our Genuine Claimant Charter

Our success depends on helping genuine claimants access support they may be entitled to — never on creating claims that should not exist.

Read the full charter →
  1. We assist with genuine applications based on customers’ actual circumstances.

  2. We never fabricate evidence, exaggerate conditions or encourage misleading answers.

  3. We screen applications against published government eligibility criteria.

  4. We explain all fees, VAT and payment terms before customers enter an agreement.

  5. We make customers aware of free government and charitable assistance.

  6. We never guarantee awards or suggest that paying us influences government decisions.

  7. We obtain informed customer consent before submitting applications.

  8. We give customers an opportunity to review and correct their information.

  9. We maintain quality controls and appropriate records.

  10. We treat customers fairly, particularly those who may be vulnerable, and provide accessible complaints procedures.

Our reviews

Real reviews, word for word.

Taken from Trustpilot. The line in large type on each card is the reviewer’s own words too.

4.7 · See every review ↗
  • “I heard within 6 weeks that I had been successful.”

    A member of their team, Tony, called me and we completed my form. He was very patient, friendly and understanding.

    Dee Brett · 8 June 2026 · Read it all ↗
  • “…I was granted The Personal Attendance Allowance.”

    It was through Tony’s help, guidance and coupled with a sense of humour when going through the forms…

    Maxine Kallenberg · 11 August 2026 · Read it all ↗
  • “…all sailed through with just over an hour phone call…”

    Found silver wings by chance and thank the lucky stars we did. They explained the application in easy to comprehend terms…

    Verified Customer · 11 May 2026 · Read it all ↗
  • “Without Tony’s reassurance and endeavour I’m not sure I would have managed the onerous task alone.”

    Together he and I completed the epic application form required for Attendance Allowance.

    David · 5 June 2026 · Read it all ↗

What happens next

One award can unlock the next.

A successful Attendance Allowance claim often opens the door to other support you didn’t know you qualified for. We check each one.

  1. Attendance Allowance

    Up to £5,959 a year, tax-free and not means-tested

  2. Pension Credit

    An income-related top-up

  3. Council Tax Reduction

    A lower council tax bill

  4. Housing Benefit

    Help with rent, if you qualify

  5. Social tariffs

    Cheaper broadband and water

Where you have signed up for free with our trusted account-verification partner, Plaid, our technology can detect when your award lands and automatically check your eligibility for Pension Credit, Council Tax savings and Housing Benefit — the check is always free. If you qualify and want our professional application support service, that carries the same fee, payable only on success and only with your recorded consent.

Free 2-minute check

£24.1 billion goes unclaimed every year.

That’s the estimate for income-related benefits and social tariffs missed across Great Britain, from independent research by Policy in Practice (2025). Most of what we find, we’ll help you claim completely free.

Check what you could get

No card details and no upfront payment.

Questions

Call free0808 531 0298

What people ask us first.

Are you the DWP, or part of the government?

No. Silverwings Benefits Ltd is an independent company and has no affiliation with the DWP, HMRC, your local council, or any government department. You can apply for Attendance Allowance, Pension Credit, or any other benefit yourself, completely free, or with free help from Citizens Advice or Turn2us. We offer a paid-for alternative, and every advice call we have with you is recorded with your consent and available to you as a transcript on request.

What is Attendance Allowance?

Attendance Allowance is a tax-free benefit from the DWP for people aged 67 or over who have a physical or mental condition that means they need help with daily tasks or supervision. It's worth up to £114.60 per week (£5,959 per year) and is not means-tested - your income and savings don't affect your eligibility.

How much does your service cost?

Our eligibility check is always free. If you choose our optional assisted-application service and it succeeds, our success-based fee is 20% of your first year's award plus VAT (24% inclusive); if it's unsuccessful, you pay nothing. Higher rate: £1,430.21. Lower rate: £957.22. We offer a pay-in-full option or a 3 or 6-month payment plan. If you proceed to a full application, you'll be told clearly, more than once, that this fee applies before anything is submitted — and you have 14 days from signing to cancel at no cost.

Do you help with other benefits too?

Yes. We offer the same success-based assisted-application service for Pension Credit and Carer's Allowance as we do for Attendance Allowance — you only pay if your claim is successful. The fee is 20% of the first year's award or saving plus VAT (24% inclusive), agreed with you in writing before any application is submitted. As with our other services, you're always free to apply for any of these yourself, completely free, directly through GOV.UK or your council, or with free help from Citizens Advice or Turn2us.

Why do 83% of your successful clients get the higher rate?

Our rigorous quality control systems ensure what we submit to the DWP matches exactly what you tell us. We have multiple verification checks in place before any application is submitted. This attention to detail and accuracy is why we have an 81% success rate overall, with 83% of successful clients receiving the higher rate award.

Can I apply myself?

You absolutely can, and it's free: you can apply directly with the DWP. If you'd rather not do it yourself, we can do it for you on a no win, no fee basis.

How long does the process take?

On average, the DWP issues a decision within 54 days of us submitting your application. We complete and submit your application within 24 hours of your phone consultation, and our attention to detail means fewer queries and faster decisions.

What if I've already been rejected, or my application gets rejected?

Don’t worry - many of our clients come to us after being rejected when they applied on their own. If an application we submit is refused, we provide a full Mandatory Reconsideration service at no extra cost - including those reconsiderations, 81% of the applications we submit are successful. We believe every application we submit is genuinely deserving, which is why we keep working the case rather than walking away.

Do you take your fee out of my benefit payment?

No - we never take payment upfront, and we cannot and would not deduct our fee directly from your benefit. It's simply not possible for us to do that. The DWP or Social Security Scotland pay your award directly to you, and our fee is always billed to you separately, only after a successful outcome.

Do you check for other benefits after my claim is settled?

Yes - every client gets a free benefit review every 6 months, checking for any change in circumstances and any further benefits or social tariffs you may have become eligible for since your last award. Around 60-70% of clients awarded Attendance Allowance also turn out to be eligible for Pension Credit (often secured within 20 days, averaging an extra £5,000/year), and around 90% of those are then eligible for a Council Tax reduction, averaging a further £2,000/year.

Can I just apply for free myself instead?

Yes, absolutely - every benefit we help with can be applied for yourself, completely free, directly through GOV.UK, or with free one-to-one help from Citizens Advice or Turn2us. Nobody has to pay to claim what they're entitled to. We offer a paid-for, success-based service as an alternative for people who'd rather have someone handle the process, the quality checks, and any Mandatory Reconsideration for them - the choice is entirely yours.

Why use Silverwings when applying for benefits is free?

Government benefit applications can be detailed and difficult to complete, particularly when applicants need to explain medical conditions, care requirements or financial circumstances.Some people choose to apply independently. Others prefer professional help.Silverwings provides structured assistance with understanding the application, collecting relevant information, explaining circumstances accurately and completing the necessary paperwork.Our fees pay for the professional assistance and administration we provide — not for access to government benefits.Using Silverwings is entirely optional and does not guarantee an award.

Do you cold-call people?

No, never. We advertise across a variety of media, and we only ever call someone who has actively requested a callback and given their consent for us to contact them. If you haven't asked us to call you, we won't.

Are your staff vetted?

Yes - all of our staff are DBS-checked. We handle sensitive health and financial information, and we take that responsibility seriously.

How many complaints have you had?

Since we began in October 2023, we've received fewer than 10 formal complaints across 2,600+ clients - a rate of under 1%. We publish this because we'd rather you know the real number than assume the worst. Full details of our complaints process are on our Complaints page.

How do you calculate your success rate and £7m figure?

Our 81% success rate and £7m+ released figures cover applications we've submitted since September 2024, based on our own internal case records - "successful" means the DWP awarded the benefit following an application we prepared and submitted. These are currently self-reported internal statistics, not independently audited, and we're open to independent verification of them.

Do I have to be disabled to apply?

Not necessarily. Attendance Allowance is for anyone who needs help with daily tasks due to a physical or mental health condition. This includes conditions like arthritis, COPD, dementia, heart conditions, diabetes, and many others. Even if you've never considered yourself "disabled," you may still qualify.

Will applying affect my other benefits?

Attendance Allowance doesn't affect most benefits - in fact, it can qualify your carer for Carer's Allowance. It's also tax-free and doesn't count towards the benefit cap.

Put the kettle on. We’ll take it from here.

Check if you could qualify in about 10 minutes, then book a call at a time that suits you.

Check eligibility

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