Silverwings Benefits Ltd is an independent company — we are not the DWP, HMRC, your local council, or any government department, and we have no affiliation with any of them. You can apply for any of these benefits yourself, for free, or get free help from Citizens Advice or Turn2us.
Find Every Benefit You Could Be Entitled To. In Minutes.
One simple check across your circumstances. See what support may be available, where to claim it free, or let Silverwings sort it for you. If you’re 67 or over, start with Attendance Allowance below. Everyone else, discover your support in one place.
We compile bureaucracy into software.
Find Every Benefit You Could Be Entitled To. In Minutes.
One simple check across your circumstances. See what support may be available, where to claim it free, or let Silverwings sort it for you. If you’re 67 or over, start with Attendance Allowance below. Everyone else, discover your support in one place.
We compile bureaucracy into software.
Discover Your Support in One Place
Every benefit we cover, and the qualifying criteria at a glance. Tap a card to see the full picture and discover your eligibility.
Attendance Allowance
- Aged 65 or over
- Need help with personal care or supervision
- UK resident
Pension Credit
- State Pension age or over
- Low income
- UK resident
Council Tax Reduction
- Low income, or receiving certain benefits
- UK resident
Housing Benefit
- Renting your home
- Low income, or receiving certain benefits
- UK resident
PIP
- Aged 16-64 (can continue after 65 if already claiming)
- Long-term condition affecting daily living or mobility
- UK resident
DLA
- For children under 16
- Disability affecting care or mobility needs
Child Benefit
- Parent or guardian of a child under 16
- (or under 20 if they stay in education)
Carer's Allowance
- Caring for someone 35+ hours a week
- They receive a qualifying disability benefit
Ireland Benefits
Five Ways to Get Your Benefits Sorted
Every benefit we help with can be applied for yourself, completely free, or with free help from a charity. Nobody has to pay to claim what they’re entitled to — that’s always your choice.
Apply for Attendance Allowance, Pension Credit or any benefit directly, free, with no fee at any point.
Free, independent, one-to-one help completing benefit forms and understanding your entitlement.
A free, independent benefits calculator covering the full range of UK benefits and grants.
Free advice line and local support specifically for people over State Pension age.
Prefer to hand the form-filling to someone else? We can take care of it for you — see how our fees work.
Meet the People Behind Silverwings
Real people, a real business, and why we charge for what we do — from our founder, Craig Lowther.
This is an earlier recording and predates some of our current positions on regulation and vulnerability — a refreshed version is coming soon.
Real reviews, verbatim from Trustpilot — no home-grown testimonials
Maxine Kallenberg
GB · 4 reviews
“Outstanding service from Team Silverwings everyone so genuinely helpful I can’t recommend this Company more highly… Thank you again Silverwings Benefits With my warmest wishes to you all Maxine Kallenberg 🙏”
It is with enormous heartfelt gratitude that I must thank The wonderful Tony Ainsley for helping to change my life! It was through Tony’s help, guidance and coupled with a sense of humour when going through the forms that I was granted The Personal Attendance Allowance.
Dee Brett
GB · 1 review
“Silver wings have literally changed my…”
Silver wings have literally changed my life. I was diagnosed with asthma over 35 years ago and unfortunately I caught covid in April 2020, prior to the vaccinations and it has had a detrimental effect on my asthma. I have also been diagnosed with osteoarthritis. I applied on line and was given an appointment. A member of their team, Tony, called me and we completed my form. He was very patient, friendly and understanding. He is a credit to Silver wings. I heard within 6 weeks that I had been successful. I cannot thank them enough, as my day to day life now is so more manageable and fulfilling. Thank you “Tony” and the Silver Wings team!
David
GB · Verified reviewer
“It is with grateful pleasure that I…”
It is with grateful pleasure that I commend Paige and Tony from Silver Wings for their care and professionalism over the last two weeks. I was initially contacted by Paige who explained the process precisely and simply. My (many) questions were answered clearly and concisely and with unending patience. Today I had a call from Tony. Together he and I completed the epic application form required for Attendance Allowance. He showed enormous compassion when asking personal questions about my current predicament. Without Tony’s reassurance and endeavour I’m not sure I would have managed the onerous task alone.
Verified Customer
GB · Trustpilot review
“Found silver wings by chance and thank…”
Found silver wings by chance and thank the lucky stars we did. They explained the application in easy to comprehend terms, all sailed through with just over an hour phone call from them to guide us through the process. Although we answered honestly we thought the chances of being offered attendance allowance wouldn’t be feasible, but to our amazement all successful... yes we did pay a small percentage to them, they made our life sweeter but unexpectedly, thank you!!!
Verified Customer
GB · Trustpilot review
“What can I say. Brilliant company…”
What can I say, brilliant company, excellent service and could not have done it without the support of the team. Very grateful and would recommend you contact them for any assistance for pension credit and attendance allowance. Thanks again to the team.
Verified Customer
GB · Trustpilot review
“Sean helped my dad Azad with his…”
Sean helped my dad Azad with his application and was very patient and understanding. The process was smooth sailing, got the form filled and we are confident with what the process is now.
Why So Many Self-Applications Don’t Succeed
The Attendance Allowance form is detailed, and many applicants find it genuinely difficult to describe exactly how their condition affects their day-to-day life — that’s often where an application falls down.
Apply On Your Own
- • Real risk of rejection without support
- • Complex 30-page form
- • Easy to understate your needs
- • Months of waiting
- • No expert support
Apply With Silverwings
- • 96% success rate
- • We complete the form for you
- • Expert guidance on every question
- • Average 30 days to decision
- • You only pay if your claim is successful
How It Works
From eligibility check to award in four simple steps.
Free Eligibility Check & Book Your Appointment
Complete our simple, free online eligibility checker and book an appointment for a date and time that suits you to work through your application together. We will call you in the comfort of your own home the same day.
Phone Consultation
A 60-minute chat to understand your situation and take you through the form. We make sure nothing is missed.
Application Support, Start to Finish
We support you through submitting your application, so nothing is missed.
Receive Your Award
Average decision in 30 days. Backdated payments from day one.
We Do It All For You — Even the Benefits You Didn't Know Existed
Our technology detects your award and checks your eligibility for Pension Credit, Council Tax reduction and Housing Benefit — you don't lift a finger. No forms, no research, no stress.
Attendance Allowance
Up to £5,645 per year
Tax-free, not means-tested. The benefit that unlocks everything else.
Pension Credit
£80 - £150+ per month extra
Receiving AA can qualify you for Pension Credit top-ups you didn't know you were entitled to.
Council Tax Rebate
£500 - £2,000+ per year saved
Many councils offer discounts or exemptions once you're receiving certain benefits.
Housing Benefit
Help with rent, if you qualify
Often overlooked once Attendance Allowance and Pension Credit are in place — we check it too.
One appointment could uncover support across Attendance Allowance, Pension Credit, Council Tax savings and Housing Benefit combined
Where you have signed up for free with our trusted account-verification partner, Plaid, our technology can detect when your award lands and automatically check your eligibility for Pension Credit, Council Tax savings and Housing Benefit — the check is always free. If you qualify and want our professional application support service, that carries the same fee, payable only on success and only with your recorded consent.
One Award Can Unlock The Next
A successful Attendance Allowance claim often opens the door to other support you did not know you qualified for.
Why People Choose Silverwings
We are open about what we charge and why. Here is the honest summary.
Free options always exist
You can apply yourself for free, or get free help from charities like Citizens Advice, Turn2us and Age UK.
Paid, professional, no-win no-fee
Silverwings handles eligibility → application → QC → submission → tracking → Mandatory Reconsiderations → cascade checks. You only pay if you win.
One award unlocks the next
We check whether Attendance Allowance leads to Pension Credit, Council Tax Reduction, Housing Benefit and social tariffs.
Rejections are not the end
If a claim is rejected, we review and submit a Mandatory Reconsideration at no extra cost where appropriate.
Independent, not government
We are not the DWP, HMRC or any council. We are a private company you can choose to use — or not.
Our Fee, Explained
20% of your first year's award + VAT. No upfront fee. No success fee if unsuccessful.
Fee
20% + VAT
24% inclusive
Example
£2,000/year
= £480 total fee
Upfront cost
£0
Pay only on success
Founded by Someone Who’s Been There
coming soon
My dad was rejected when he applied alone. Once I helped him, we succeeded. That moment showed me just how many people were missing out — and why I started Silverwings.
I helped him reapply, and this time we succeeded. The 30‑page form was challenging even for me — I could see why so many people struggle with it.
After helping a few more family friends with their applications, I discovered something shocking: 59% of new disability benefit claims are disallowed nationally.
I also realised that many people over 67 don’t even know Attendance Allowance exists. Part of what we do at Silverwings is raising awareness — making sure people know about the support they’re entitled to.
Since launching in October 2023, we’ve helped over 1,000 people get what’s rightfully theirs. Every successful application means another person getting the support they deserve — and that’s what gets me out of bed in the morning.
Based in Newcastle, we’re proud to bring the warmth and community spirit of the North East to everything we do. We treat every client like family — because that’s the Geordie way.
Why Choose Silverwings?
We've Been There
Founded by family carers who understand the challenges you're facing.
96% Success Rate — 90% Higher Rate
Our rigorous quality systems ensure what we submit matches exactly what you tell us. Result: 90% of our clients receive the higher rate award.
Fair Pricing
Unlike fixed-fee competitors, our success-based fee scales with your award — lower awards mean lower fees.
Zero Risk — Flexible Payments
You only pay if your claim is successful — absolutely no money to pay upfront, ever. Our fee is a one-off, charged only against your first year's award, with a 3-month payment plan available. For every year you receive the award after that, we don't charge a penny.
30 Days or Less
Most of our applications are now awarded in 30 days or less — plus backdated payments from day one.
Plain-English Benefit Advice
Read the latest guides from our team on Attendance Allowance, Pension Credit and the wider benefits system.
One Award Can Unlock Another: Understanding the Benefits Cascade
Attendance Allowance can unlock Pension Credit. Pension Credit can unlock Council Tax Reduction, Housing Benefit and more. This chain reaction — the benefits cascade — is exactly why checking one entitlement in isolation only ever tells half the story.
Attendance Allowance Isn't Just About Mobility — It's About Everyday Help
A lot of people assume Attendance Allowance is only for those who struggle to walk. In reality, it's about the everyday help you need — preparing food, staying safe, remembering medication — whether or not mobility is even part of the picture.
Benefits Should Be Checked Across Your Whole Financial Situation
Most people check one benefit at a time — usually whichever one they've heard of. But your pension, your rent, your council tax, your caring responsibilities and your health all interact, and checking them in isolation means missing the connections between them.
£24.1 Billion Goes Unclaimed Every Year. Are You Missing Some Of It?
Households across Great Britain miss out on an estimated £24.1 billion in income-related benefits and social tariffs a year, according to independent research by Policy in Practice (2025). Most of what we find, we'll help you claim completely free. For the applications we specialise in — Attendance Allowance and Pension Credit — we charge a transparent, professional fee, and only if you win.
Get it done in minutes. No fuss, no upfront payment, no card details, no worries.
Discover Your Free Benefits CheckFair, Transparent Pricing
Unlike others who charge a fixed fee regardless of your award, our success-based fee is set at 20% + VAT of your first year's benefit (24% inclusive).
Free to apply, but 59% of new disability benefit claims are disallowed nationally, according to DWP’s own published figures.
- • Mandatory reconsiderations and appeals with no support
- • 3-6 months waiting if rejected
- • Hours filling out a form with no idea what a winning application looks like
- • No guidance on how to describe your condition in the way the DWP needs to see it
Fair pricing based on YOUR award. Lower award = lower fee. You keep 76% of your first year's award and 100% of every year after.
- • You only pay if your claim is successful
- • Lower rate: £957.22
- • Higher rate: £1,354.70
- • Pay in full or spread the cost over 3 or 6 months
No stress, no forms. But you miss out on what you're entitled to.
- • Miss out on £3,988 - £5,645 per year
- • Not receiving something you're entitled to
- • Could also miss out on Pension Credit top-ups
- • Carer misses out on Carer's Allowance
What is included in the Silverwings fee
The Silverwings fee is a single, one-off payment. It is not recurring, not ongoing, and never deducted monthly from your benefit. It is only payable if and when your claim is successful, and only from the first year\'s award or saving.
Every client receives a completely free benefit review every 6 months. Personal circumstances can change, and we check whether you now qualify for further support such as Pension Credit, Council Tax Reduction, Housing Benefit or an Attendance Allowance rate change.
One Award Often Unlocks Several
This example shows how a single Attendance Allowance claim can cascade into Pension Credit, Council Tax Reduction and Housing Benefit — and what the Silverwings fee looks like across the whole journey.
| Benefit | Annual award / saving | 5-year total | One-off Silverwings fee (20% + VAT) | Fee as % of 5-year value |
|---|---|---|---|---|
| Attendance Allowance (higher rate) | £5,644.60 | £28,223.00 | £1,354.70 | 4.8% |
| Pension Credit (highest award) | £12,376.00 | £61,880.00 | £2,970.24 | 4.8% |
| Council Tax Reduction | £2,000.00 | £10,000.00 | £480.00 | 4.8% |
| Housing Benefit | £15,600.00 | £78,000.00 | £3,744.00 | 4.8% |
| Combined journey total | — | £178,103.00 | £8,548.94 | 4.8% |
Total 5-year value found
£178,103.00
Total one-off Silverwings fees
£8,548.94
You receive after fees
£169,554.06
20% + VAT = 24% inclusive of VAT. The fee is calculated on the first year's award or saving only, and is payable only once per successful benefit. Expressed against the full 5-year value in this example, the combined one-off fee represents about 4.8% — meaning you keep roughly 95.2% of the support found.
Figures are illustrative examples using 2026/27 rates; your own award and savings will be different and only the DWP, HMRC or your council can decide the final amount.
Why the Fee Represents Real Value
We invest heavily in people, process and technology so that more claims succeed first time — and so you do not miss support you are entitled to.
Same-day submissions
Applications are submitted the day they are completed, so your claim reaches the DWP or council without delay.
Technology ensures nothing is missed
AI-assisted call capture records every detail from your consultation, so nothing gets lost or forgotten before submission.
Two-stage accuracy & quality control
Every application passes through two independent accuracy and QC checks before it is sent to the DWP or council.
You said it, we submit it
We never add information you did not provide yourself. Your application reflects exactly what you told us.
Automatic benefit detection
Our systems detect further entitlements such as Pension Credit and Council Tax Reduction automatically once an award lands.
One-off fee
No ongoing charges. The fee is only taken if and when the benefit is awarded, and only from the first year's award or saving.
Comparing Silverwings to Lower-Fee Competitors
We know some competitors advertise lower headline fees. That is a fair consideration, and we encourage you to compare services carefully.
What Silverwings delivers
- ✓Same-day submission to the DWP or council
- ✓AI-assisted call capture so no detail is lost
- ✓Two independent accuracy and QC checks before submission
- ✓Automatic detection of linked benefits (Pension Credit, Council Tax Reduction, Housing Benefit)
- ✓Full support, including free Mandatory Reconsideration if needed
- ✓Free 6-month benefit review to catch changing circumstances
The real question to ask
A lower headline fee is only a saving if it delivers the same outcome. If a cheaper service misses a linked benefit, submits a weaker application, or leaves you to chase the DWP yourself, the net result can be far less money in your pocket.
In our 5-year example, Silverwings finds a combined £172,942 of support. Even after our one-off fees of £8,301, you keep £164,641 — support you may not have claimed alone, delivered with same-day submission, AI-assisted capture and two-stage quality checks.
The headline 20% + VAT rate applies to the first year’s award or saving only. Over five years, that one-off fee works out at roughly 4.8% of the total value found.
Figures are illustrative examples. We never guarantee an award. The DWP, HMRC or your local council decides the final amount.
Spread your fee over 6 months at 0% interest
Silverwings Easy6 uses the credit card you already have. No new account, no credit check, no interest from us.
One-off fee only — not a monthly deduction from your benefit.
Frequently Asked Questions
Got questions? We've got answers.
No. Silverwings Benefits Ltd is an independent company and has no affiliation with the DWP, HMRC, your local council, or any government department. You can apply for Attendance Allowance, Pension Credit, or any other benefit yourself, completely free, or with free help from Citizens Advice or Turn2us. We offer a paid-for alternative, and every advice call we have with you is recorded with your consent and available to you as a transcript on request.
Still have questions? We're happy to help.
Ready to Find Out What Support You May Be Entitled To?
Join over 2,000 people we've helped check their Attendance Allowance eligibility.